Recognizing the Fake FedEx "Customs Fee" Phishing Email

A staggering $3.5 billion vanished into the hands of imposter scammers in 2025 alone, representing nearly a third of all fraud reports filed with the Federal Trade Commission. Among the most persistent and convincing of these operations is the fake FedEx customs fee phishing email, a highly targeted attack that preys on our expectation of global commerce. These digital traps drop into inboxes with corporate precision, demanding a trivial payment to release a package, only to siphon bank details and identity data the moment a victim clicks the payment link. You are about to see exactly how these syndicates engineer their fake notifications to bypass both spam filters and human skepticism.

The Anatomy of a Modern Shipping Scam

Cybercriminals treat shipping fraud as a high-volume business model that requires massive scale to generate profit. They buy lists of active email addresses by the millions on the dark web. They rely on the statistical probability that a certain percentage of recipients are currently expecting a package delivery. The Federal Bureau of Investigation's Internet Crime Complaint Center reported that cybercrime losses reached an unprecedented $20.9 billion in recent tracking data, with phishing and spoofing generating over 191,000 individual complaints. The shipping scam operates directly within this high-volume space. Instead of asking for a wire transfer of ten thousand dollars, the attackers request a completely believable sum like $3.99 or $14.82 for a fabricated customs clearance fee.

This specific approach exploits cognitive friction. When a user receives an email threatening to return a long-awaited package to the sender over a minor unpaid tariff, the immediate reaction is annoyance rather than suspicion. The amount requested is deliberately kept small to discourage victims from calling customer service or investigating the charge too deeply. They just want the package delivered. Once the target inputs their credit card information on the spoofed landing page, the scammers immediately test the card with small authorizations. They then sell the active number in bulk to specialized financial fraud rings operating in jurisdictions that ignore international cybercrime warrants.

Attackers continually refine the visual elements of these communications to mirror official corporate branding. They scrape legitimate HTML templates from actual FedEx emails. They copy the exact hexadecimal color codes, typography, and footer formatting used by the logistics giant. The only elements they alter are the destination URLs embedded behind the tracking buttons. This level of visual fidelity means that simply glancing at a logo is no longer a viable security strategy for anyone managing personal or corporate communications. The deception happens below the surface.

Why the Customs Fee Trap Works

International shipping involves a complex web of actual government tariffs, brokerage fees, and import taxes. Most consumers do not fully grasp how customs duties are calculated or when they apply. This creates an information gap that fraudsters happily exploit. When a person orders a product from an overseas retailer, the possibility of an unexpected import tax feels entirely plausible. The scammer counts on this baseline confusion regarding cross-border commerce.

A legitimate customs broker processes goods through border checkpoints and occasionally contacts recipients for duty payments before releasing the freight. However, the criminals simulating this process skip the formal documentation entirely. They send a vague notification stating that a generic parcel is held at a sorting facility pending payment. They never specify the exact contents of the package. They know that human curiosity will often drive the recipient to click the link just to see what they might have ordered and forgotten about.

The psychological mechanism at play here relies on the recipient's desire for closure. We are conditioned to clear notifications, pay small bills, and complete tasks. An email screaming that a delivery attempt failed creates an open loop in the brain. Paying a trivial three-dollar fee feels like an easy way to close that loop and resolve the manufactured problem. The scammer weaponizes our natural inclination to check items off a to-do list.

The rise of remote work has blurred the lines between personal and professional mail. Employees frequently receive company laptops, corporate gifts, and office supplies at their home addresses. When a message arrives claiming that a work-related shipment is stuck in customs, the fear of missing an important professional delivery overrides basic security protocols. The attacker wins the moment panic replaces analytical thinking.

Attackers also time these campaigns meticulously. They ramp up their email blasts during major retail events like Black Friday, Cyber Monday, and the December holiday season. During these periods, almost every household in the United States is expecting at least one delivery. The sheer volume of legitimate shipping notifications creates a noise floor that makes it incredibly difficult to spot the single malicious email hiding in the pile.

The Financial Toll by the Numbers

The sheer scale of imposter fraud has forced federal agencies to reconsider how they track and combat cybercrime. Recent data from the Federal Trade Commission reveals that reported losses to imposter scams nearly tripled between 2020 and 2025, reaching that staggering $3.5 billion mark. This categorization includes government impersonators, tech support fraudsters, and business imposters like those running the fake FedEx operations. Phishing specifically remains the highest-volume crime by a wide margin. It proves that email-based deception is still the most efficient way to compromise a target.

The Federal Bureau of Investigation recorded over one million cybercrime complaints in a single year recently, the highest number in the history of the Internet Crime Complaint Center. While high-dollar investment frauds take up the headlines, the constant barrage of phishing attempts creates a steady drain on consumer finances and corporate security perimeters. Older adults bore a significant portion of this burden. They reported roughly $7.7 billion in cybercrime losses during that same tracking period. The numbers paint a clear picture of an industrialized threat ecosystem operating with near impunity across international borders.

These financial losses do not remain isolated to the initial victim. The Federal Trade Commission notes that scammers use linked accounts to drain funds across multiple platforms. A single compromised credit card often leads to unauthorized bank transfers, drained savings accounts, and destroyed credit scores. The initial loss of a few dollars for a fake customs fee is merely the admission price to a much larger financial nightmare.

Law enforcement agencies struggle to recover these funds because the criminals move the money instantly. They use automated scripts to purchase untraceable digital goods, convert those goods into cryptocurrency, and tumble the coins through decentralized exchanges. By the time a victim realizes they have been scammed and contacts their bank, the money has already crossed three international borders and vanished into an encrypted ledger.

Crime Category Reported Incidents Total Financial Loss Primary Target Demographic
Phishing and Spoofing 191,561+ High Volume, Lower Direct per-incident Broad Consumer Base
Imposter Scams (FTC Data) 30% of all fraud $3.5 Billion Older Adults & Remote Workers
Business Email Compromise 24,768 $3 Billion Corporate Finance Teams
Investment Fraud Variable $8.6 Billion High Net Worth Individuals

Dissecting the Phishing Email Layer by Layer

To protect yourself from a sophisticated shipping scam, you must understand exactly how the trap is built. A fraudulent email is essentially a digital stage set designed to trick the audience into believing they are looking at a real corporate communication. The attackers assemble this illusion using a combination of stolen graphical assets, manipulative copywriting, and hidden technical redirects. Every single element on the screen serves a specific psychological or technical purpose.

The surface level of the email is designed for maximum visual familiarity. The sender will use the correct shade of purple and orange associated with the brand. They will include a fake tracking number that looks roughly like the twelve or fifteen-digit format used by real logistics carriers. Below the surface, however, the technical routing tells a completely different story. The buttons that claim to offer tracking updates actually point to compromised third-party servers hosted in jurisdictions that ignore international cybercrime warrants.

Scammers also use a technique called image mapping. Instead of creating a complex HTML email with actual clickable buttons, they embed a single large image of a FedEx invoice. They then make the entire image a clickable hyperlink. If you click anywhere on the screen, even by accident while trying to scroll on your phone, your browser will redirect to the malicious landing page. This tactic circumvents spam filters that look for suspicious code inside text blocks.

Spoofed Sender Addresses and Misleading Domains

The most critical failure point for any phishing campaign is the sender's email address. Criminals cannot easily send mail from the actual official corporate domain. Instead, they register deceptive domain names that look similar enough to fool a tired reader scanning their inbox on a mobile device. They might register a domain like fedx.com or fed-ex-support.com to create the illusion of authenticity.

When these slightly altered domains are not available, attackers will compromise legitimate small business websites and use their email servers to blast out the phishing messages. This is why you might receive a customs fee demand that appears to come from a local bakery or a random manufacturing company in another country. The attackers have simply hijacked that server's reputation to bypass basic spam filters. The bakery owner has no idea their server is sending out millions of fake shipping alerts.

Modern email providers attempt to verify the sender's identity using strict technical protocols. Scammers actively attempt to circumvent these checks by using display name spoofing. They will set the visible name in your inbox to read FedEx Customer Support, hoping you will not click to reveal the actual underlying email address. Checking that underlying address is the single most effective way to identify a fake communication before taking any action.

A more advanced tactic involves internationalized domain names. Attackers use characters from other languages that look identical to English letters. They might use a Cyrillic 'e' instead of a Latin 'e'. To the human eye, the word looks exactly like the official brand name. To the computer, it is a completely different web address routing to a server in Eastern Europe. This homograph attack requires careful inspection to detect.

How to Inspect an Email Header for Authenticity

Inspecting an email header requires looking past the visible text to the routing data hidden within the message. Every email client has a specific menu option, usually labeled Show Original or View Message Details, that reveals the exact servers the message bounced through before reaching you. A legitimate shipping notification will show authentication passes for Sender Policy Framework and DomainKeys Identified Mail directly from the corporate server. If you open a header and see that the message originated from a free webmail provider or a completely unrelated hosting company, you are looking at a forged document.

You do not need to be a cybersecurity expert to read a basic header. You only need to look for the words PASS or FAIL next to the authentication fields. If the system flags a failure on the domain alignment, the email is fraudulent. Corporate logistics companies invest heavily in their email infrastructure. They do not send official billing communications that fail basic security handshakes.

Manufactured Urgency and Subtle Threats

The text within a phishing email is carefully calibrated to induce panic. Scammers understand that calm targets make rational decisions. They deploy strict deadlines. They claim that the package will be returned to the sender or destroyed if the outstanding fee is not paid within twenty-four hours. This manufactured urgency forces the victim to act quickly, bypassing their normal verification habits. The clock is ticking, and logic shuts down.

Some of the more aggressive campaigns include subtle legal threats. They might claim that failing to pay the import tax constitutes a violation of international trade regulations. They use bureaucratic language to sound official, hoping the intimidation factor will push the target into compliance. You should remember that legitimate logistics companies do not threaten their customers with legal action over a three-dollar tariff via an unsolicited email.

The attackers also use vague descriptions of the items. They use terms like high-value electronic goods or sensitive documents. They want the victim to imagine worst-case scenarios. What if it is my new passport? What if it is the replacement credit card I ordered last week? By leaving the contents a mystery, the scammer forces the victim's imagination to supply the reason for clicking the link.

Visual Element Authentic Corporate Email Fake Phishing Email
Sender Address @fedex.com @fedex-support-team.com, or random hijacked domains
Greeting Specific name or account number "Dear Customer," "Valued Client," or blank
Tracking Link Routes to official tracking portal Routes to a shortened URL or misspelled domain
Tone Informational, neutral Urgent, threatening, demanding immediate payment

Real-World Impact and Decision Trade-Offs

The consequences of these scams extend far beyond a stolen credit card number. The initial payment of a fake fee is usually just the entry point for much larger financial exploitation. When a target enters their personal details into the spoofed landing page, they hand over their name, address, phone number, and banking information. This complete profile allows the criminal syndicate to launch secondary attacks, such as calling the victim a few days later pretending to be from their bank's fraud department. The caller uses the data provided on the fake shipping site to prove their legitimacy.

Making financial decisions under pressure requires balancing the risk of losing a package against the risk of compromising your identity. These trade-offs happen daily in both personal and professional environments. People must evaluate whether a notification warrants investigation or immediate deletion. Understanding specific real-world scenarios can help clarify the decision-making process when you are staring at a suspicious screen.

A single click on a fake customs fee invoice can expose corporate networks if the user is operating on a company device. This turns a personal mistake into an enterprise security incident. Ransomware operators frequently buy network credentials from phishing syndicates. They look for employees who fell for simple shipping scams, knowing those same employees likely reused their corporate passwords on the fake landing pages.

The Small Business Owner Verification Dilemma

Consider a practical scenario involving a small e-commerce seller in Ohio who regularly imports raw materials from overseas suppliers. This business owner receives an email stating that a critical shipment of inventory is held at a customs facility pending an eighteen-dollar clearance fee. The email looks perfect. The timing aligns roughly with when they expect their goods to arrive. The seller is already stressed about fulfilling customer orders.

The business owner faces a difficult trade-off. If they ignore the email and it happens to be real, the shipment could be delayed by weeks. They would miss production deadlines and lose customer orders. The cost of that delay could be thousands of dollars in lost revenue. On the other hand, if they pay the blind fee and it is a scam, they risk having their corporate credit card compromised right before a major purchasing cycle. A frozen card means they cannot buy the ads that keep their business running.

In this situation, the correct decision is absolute verification outside of the email environment. The business owner must close the message, navigate directly to their supplier's portal, locate the official tracking number provided at the time of purchase, and enter it manually into the carrier's verified website. If a fee is truly owed, it will appear on the official tracking page. The business owner must never use the link provided in the email to check the status.

This verification process takes three minutes, but it completely neutralizes the threat. The trade-off is giving up three minutes of productivity to secure the financial integrity of the business. You must train yourself to default to independent verification every single time an unexpected demand for money arrives in your inbox. It is a strict operational discipline that small businesses cannot afford to ignore.

Furthermore, small business owners should establish direct accounts with their logistics providers. When you hold an active account, all legitimate customs fees and import taxes are billed directly to your corporate ledger. You pay them on a monthly cycle. You do not pay them via random credit card portals linked in unsolicited emails. Setting up this account structure removes the ambiguity entirely.

The Remote Worker Equipment Trap

Another common scenario involves a remote worker at a tech startup who is expecting a new corporate laptop to arrive via overnight shipping. They receive a text message or email early in the morning stating that the package requires a small signature fee before the driver will release it. The worker needs the laptop for a major presentation that afternoon. They are isolated at home, without immediate access to their IT department for advice.

The trade-off here is the fear of professional embarrassment versus personal financial risk. The worker might decide that paying a quick four-dollar fee on their personal card is worth avoiding the hassle of missing the delivery. They do not want to explain to their manager that they cannot present because they refused to pay a trivial shipping charge. The scammer is actively counting on this exact logical compromise. They want the victim to rationalize the payment.

Once the worker clicks the link on their phone and pays the fee, they have not only compromised their personal card, but they may have also downloaded a silent payload onto a device that connects to their corporate network. The appropriate action is to forward the suspicious notification directly to the internal security team. Let the IT department handle logistics issues. You should never use personal funds to resolve supposed corporate shipping delays based on an unverified email.

Remote workers must also understand that corporate IT departments track shipments centrally. If a laptop is stuck in transit due to a billing issue, the logistics company will contact the enterprise account manager who shipped the item, not the remote employee receiving it. The entire premise of the email is structurally flawed, but panic obscures that reality in the moment.

What Happens After the Click

The moment a user clicks the link inside a fake customs fee email, they are directed into a sophisticated credential harvesting environment. The landing page is hosted on a secure connection, displaying a padlock icon in the browser address bar. This is a deliberate tactic. Many users mistakenly believe that a secure sockets layer certificate means a website is legitimate. It only means the connection between the user and the scammer's server is encrypted. It secures the theft.

The landing page will typically ask for a tracking number, which it will conveniently pre-fill for you. It will then display a fake status bar showing the package stuck in transit. The user is prompted to enter their credit card details to clear the balance. Once the submit button is pressed, the page usually displays a fake success message or an error code. Meanwhile, the data is silently transmitted to a database controlled by the attackers.

Some advanced phishing campaigns do not even require the user to enter information to cause damage. The simple act of clicking the link can execute scripts that attempt to exploit vulnerabilities in the user's web browser. These drive-by downloads can install infostealer malware designed to scrape saved passwords and session cookies directly from the computer's memory. This is why interacting with the email in any way is fundamentally dangerous.

Once the data is captured, automated scripts take over. If you entered a credit card, a bot immediately attempts a small purchase at a digital storefront to verify the card is active. If the charge goes through, the card data is packaged and sold on the dark web within minutes. The speed of the extraction is entirely machine-driven, meaning human intervention is almost always too slow to stop the initial theft.

Credential Harvesting vs Direct Financial Theft

Not all phishing campaigns have the same end goal. Direct financial theft is the most obvious outcome. The attackers take the freshly submitted credit card number and immediately use it to purchase high-value gift cards, cryptocurrency, or easily resold electronics. They move quickly. They hope to extract maximum value before the victim realizes their mistake and calls their bank to cancel the card. This is a smash-and-grab operation.

Credential harvesting is often much more damaging in the long term. Instead of asking for a credit card, the fake tracking page might ask the user to log in with their email credentials or corporate single sign-on password to view the shipment details. Once the attackers have these login credentials, they can access the victim's actual email account. They have the keys to the castle.

A compromised email account gives the attacker the ability to reset passwords for banking applications, social media profiles, and investment accounts. The attackers monitor the inbox silently. They set up forwarding rules to hide warning messages from banks. They watch the victim's financial habits for weeks, waiting for the perfect moment to initiate a massive transfer of funds or intercept a real estate wire transfer.

Security teams increasingly see these two methods combined. An attacker will harvest the credit card for immediate profit, while simultaneously dropping malware to steal network credentials for future extortion. The industrialization of identity exposure means that a single mistake on a fake shipping invoice can cascade into a total compromise of your digital life. The scammer drains your bank account today and holds your corporate network hostage next month.

Interaction Level Potential Consequence Required Mitigation Action
Opened Email Only Confirmed active email address to scammers. Delete email. Do not click unsubscribe.
Clicked Link, No Data Entered Exposure to browser exploits or malware drops. Disconnect from internet. Run full system antivirus scan.
Entered Username/Password Total account compromise, potential corporate breach. Reset password immediately from a different device. Enable MFA.
Entered Credit Card Data Direct financial theft, identity profiling. Call bank instantly to freeze card. Monitor credit reports.

The Underground Economy of Stolen Identities

To understand the persistence of the customs fee scam, you have to look at the financial ecosystem that supports it. Scammers do not build these campaigns from scratch. They purchase ready-made phishing kits on the dark web. These kits come complete with the fake FedEx templates, the hosting infrastructure, and the automated scripts needed to harvest the data. The barrier to entry for a cybercriminal is lower than it has ever been.

The data collected from a successful phishing attack acts as currency in this underground economy. A verified credit card with a high limit might sell for thirty dollars. A complete identity profile, known in criminal circles as a fullz, includes the victim's name, address, social security number, and banking details. This comprehensive package commands a much higher price because it allows other criminals to open fraudulent loans or file fake tax returns.

The individuals sending the emails are rarely the same people draining the bank accounts. The ecosystem is heavily segmented. One group specializes in building the fake websites. Another group buys the stolen email lists and sends the spam. A third group purchases the harvested credit cards and uses them to buy electronics. This segmentation makes it incredibly difficult for law enforcement to dismantle the entire operation.

How Compromised Data Fuels the Next Attack

The information stolen during a shipping scam often becomes the foundation for more targeted attacks down the line. If a scammer learns that you regularly receive packages from a specific international vendor, they will sell that data point to a spear-phishing specialist. Months later, you might receive a highly customized email pretending to be that exact vendor, referencing a real past order, and asking you to update your payment information.

This cyclical nature of cybercrime means that a single breach continually degrades your digital security. The data points accumulate in massive underground databases. Attackers use artificial intelligence tools to cross-reference these databases, building incredibly detailed profiles of potential targets. They know your banking affiliations, your shopping habits, and your preferred shipping companies before they even send the first email.

Stopping this cycle requires treating every single data point as a critical asset. You cannot brush off a stolen credit card as a minor inconvenience just because the bank reversed the charges. The bank solved the immediate financial problem, but the criminals still have your name, your phone number, and proof that you are willing to click links in unexpected emails. You have been categorized as a viable target for future operations.

Official FedEx Policies on Customs and Fees

Understanding the actual corporate policies of major logistics carriers is the best defense against imposter fraud. FedEx explicitly states that they do not request payment or personal information via unsolicited text messages or emails in return for goods in transit. They do not send vague warnings about illegal items found in packages. They do not threaten customers with local law enforcement intervention over unpaid shipping bills.

When an actual customs duty is owed on an international shipment, the carrier manages the billing through highly structured channels. If you possess an account with the logistics provider, the fees are typically billed directly to your account based on your established payment terms. If you are a consumer receiving a package, the carrier will usually collect the fee at the time of physical delivery. Sometimes they will direct you to their official, verified portal using a tracking number you already possess from the merchant.

The company advises customers to be extremely wary of unexpected requests for money that carry a sense of urgency. They specifically warn against links to slightly altered website addresses and communications filled with grammatical errors. If you receive a suspicious email claiming to be from FedEx, you are instructed to report the activity by forwarding the message directly to their official abuse department. You should then delete the message permanently from your inbox.

Immediate Steps to Take if Targeted

If a suspicious shipping notification lands in your inbox, your first action should be inaction. Do not reply to the sender. Replying only confirms that your email address is active and monitored, which will result in a flood of future spam. Do not click the unsubscribe link, which is often a disguised trigger for malicious scripts. Simply mark the message as phishing within your email client to help train the automated spam filters, and delete the message.

If you actually have a package in transit and the timing of the email makes you nervous, you must verify the status independently. Open a clean browser window. Type the official carrier website address directly into the URL bar. Manually type in the tracking number provided to you by the original merchant. If there is a legitimate issue with customs or delivery, it will be clearly flagged on the official tracking dashboard. You retain total control of the verification process.

You should also educate your family members and employees about this specific threat. Older adults are frequently targeted because they are statistically more likely to have significant savings and may be less familiar with how to inspect an email header. Take ten minutes to show them how to hover over a link to view the destination URL. That ten-minute conversation can prevent a devastating financial loss.

Businesses must implement strong email filtering rules. Administrators should configure their gateways to block emails with spoofed display names that mimic internal executives or major shipping carriers. They must require multi-factor authentication for all remote access. Technical controls provide a safety net for those inevitable moments when human judgment fails.

Securing Information After Exposure

Mistakes happen. If you clicked the link in a fake customs fee email and submitted your payment information, you must immediately contact your bank or credit card issuer. You need to explain that the card numbers were entered into a fraudulent website. The bank will cancel the current card, issue a replacement, and reverse any unauthorized charges that may have already occurred. Speed is the critical factor here. The faster you close the card, the less damage the syndicates can do.

If you clicked the link but realized it was a scam before entering any information, you should disconnect your device from the internet temporarily. This breaks the connection for any drive-by malware attempting to download in the background. You should then run a full system scan using reputable antivirus software to ensure no malicious payloads were successfully installed on your machine. Do not reconnect until the scan returns a clean result.

If you used a password on the fake tracking site that you also use for other accounts, you must change that password immediately across all platforms. Password reuse is the primary reason credential harvesting remains so effective. You should enable two-factor authentication on every critical account, particularly your primary email address and financial institutions. This blocks unauthorized access even if your password is stolen.

You should place a fraud alert on your credit file with the three major bureaus. This tells creditors they must take extra steps to verify your identity before opening new accounts in your name. If you suspect your social security number was compromised, take the stronger step of placing a full credit freeze. A freeze locks your credit report entirely, preventing anyone from taking out a loan or opening a credit card under your identity.

Finally, you should consider filing a report with the appropriate authorities. In the United States, you can report the incident to the Federal Trade Commission and the FBI's Internet Crime Complaint Center. While they may not investigate a single twenty-dollar theft, your report provides vital data. That data helps law enforcement track the scale of these operations and eventually take down the international syndicates running them.

Security Step Tool or Resource Primary Benefit
Independent Verification Carrier Official Website Bypasses manipulated links entirely.
Account Protection Multi-Factor Authentication App Stops logins even with stolen passwords.
Credit Protection Credit Freeze (Equifax, Experian, TransUnion) Prevents scammers from opening new loans.
Incident Reporting FBI IC3 Portal / FTC Fraud Reporting Aids national threat tracking and mitigation.

My Perspective on the Digital Threat Environment

Looking at the sheer volume of these attacks, I am consistently struck by how sophisticated the deception has become. I watch the daily evolution of these phishing campaigns, and they are no longer the poorly spelled, obvious scams of a decade ago. The threat actors are using advanced automation to mirror legitimate corporate infrastructure perfectly. The responsibility for security has been entirely shifted onto the individual user, who is expected to spot a tiny flaw in a URL while rushing through a busy workday. We cannot expect people to simply outsmart industrial-scale fraud rings on their own. We need systemic changes in how email is authenticated and how cross-border data flows are monitored.

Until those structural defenses improve, maintaining a stance of absolute skepticism toward any unexpected digital demand for money remains our only viable protection. I delete suspicious emails immediately, choosing to let the system fail if something is truly broken rather than risk handing over my financial data. The reality of modern digital life is that trust is a vulnerability. You have to verify every single interaction, every single time. It is exhausting, but the alternative is spending six months fighting to reclaim a stolen identity because you wanted to save three minutes clearing a fake customs charge.

Legal Disclaimer

The information provided in this article is for educational and informational purposes only and does not constitute legal, financial, or cybersecurity advice. The specific scenarios and statistics discussed are intended to illustrate the nature of phishing scams and the current digital threat environment. Readers should consult with certified cybersecurity professionals or their financial institutions regarding specific security incidents or compromised accounts. Always verify shipping and billing information directly through official corporate channels before making any financial decisions or submitting payment details online.

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